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    Check 21 Income & Returning Item Cash Letter Processing

    C21Express is a one-of-a-kind product designed to bring the benefits of Check 21 to credit unions and banks not needing the complexity of image statement processing.

    Complete Check21 capabilities include:

    • Incoming image cash letters

    • Return item image cash letters

    • Image archive and research

    • Return and endorsement history

    • SQL Server database

    Designed for institutions that do not require extensive statement processing and archive functions, C21Express is a simple, easy-to-use solution which processes incoming image cash letters and allows institutions to create return item image cash letters. Using a combination of database technologies and file formats, C21Express can be scaled to meet the needs of nearly any financial institution.

    Why C21 Express?

    When combined with ProofPC32 over-the-counter item processing and ProofPC32 Remote Capture, C21Express provides a completely electronic item processing solution that includes branch capture and merchant/customer capture. With low-cost check scanners, institutions can create a competitive advantage by participating in the new environment created by Check 21. Reducing transportation costs can result in significant financial and competitive benefits to financial institutions.

    • Eliminate courier and Transportation costs

    • Quicker funds availability

    • Be more competitive

    Give us a call at (703) 883-2500 or contact us online to learn more.

    C&A PROOF PC32™

    The complete proof-of- deposit system for image capture, high-speed capture and balancing, read-and-key, online balance and adjustment, and report preparation.

    ProofPC32 takes advantage of the latest Microsoft™ technologies to provide a powerful, easy-to-use environment for performing complex transaction processing in financial institutions. Using a combination of database technologies and hardware capture speeds, ProofPC32 can be scaled to meet the needs of any financial institution.

    ProofPC32 includes robust support for a variety of check image scanning devices. And support for all major desktop scanners make this the perfect solution for high or low volume proof-of-deposit operations, branch capture, customer capture, and microfilm replacement. Imaging support on all platforms includes display of images during capture at sample rates selected by the user for real-time viewing of image quality.

    Combined with C21Express or ImageChex32, ProofPC32 handles the processing of transactions such as scanning at the branch, teller stations or at the central site.

    Implementation is accomplished with user-defined tables providing pocket selection, range checking, rule validation, MICR line parsing, and edit checking. As a result, installation can occur in the field with no programmer interaction required.


    Remote deposit is the capture of check images and MICR information for the purpose of electronic transmission to a financial institution for deposit. Remote deposit also referred to as merchant capture, eliminates the need for daily trips to the bank just to deposit checks received at your business. It not only reduces the trips to the bank but will increase funds availability, provides a check image archive and full feature research and reporting capabilities.

    Saves Time & Money

    Jaguar’s remote deposit module enables you to process checks in a single pass, validate their authenticity, and forward them to your financial institution for deposit without a single paper check ever leaving your office or home.

    Remote deposit also:

    • Gives you the functionality of five modules in one: scan, balance, transmit, archive, and research.

    • Takes advantage of cutting-edge technology in CAR/LAR to automate the balancing process and limit the need for manual data entry.

    •  Includes advanced features such as intelligent balancing, image quality assurance (IQA), and duplicate item detection.

    • Generates X9.37 image exchange files, the file format certified by the Federal Reserve Bank for electronic check presentment.

    • Generates ACH files for even quicker processing of checks.

    • Allows you to consolidate multiple business locations into one deposit.

    Give us a call at (703) 883-2500 or contact us online to learn more.